DCA calculator: what monthly investing can grow to
Enter a starting amount, a monthly contribution, a period and an expected return to see the end value, how much you put in and the growth, year by year.
| Year | Invested | Value | Growth |
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For illustration only — not investment advice. Results depend entirely on the numbers you enter; real returns, dividends and taxes vary.
Questions
What is dollar-cost averaging (DCA)?
Investing the same amount at regular intervals — for example every month — whatever the market does. You buy more shares when prices are low and fewer when they are high, and you don't have to time the market.
How does this calculator work?
It adds your monthly amount at the end of each month and grows the balance at the monthly equivalent of the yearly return you enter (compounded monthly). It ignores fees and taxes.
What return should I enter?
Nobody knows future returns. Try a few — for example 3%, 6% and 9% — to see a range rather than a single number.